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Rural Development Loan

The Rural Housing program is dedicated to the preservation of rural communities. We partner with Rural Development, a division of the U.S. Department of Agriculture, to help homebuyers throughout the state realize the American dream of home ownership.

Program Highlights

  • 0% down

  • Seller can pay all closing costs and pre-paids

  • Program includes income limits

  • Low mortgage insurance that decreases every year

  • Home must be in a Rural Development eligible area

​This program, administered through the U.S. Department of Agriculture, features 102% financing for qualified, moderate-income families looking to purchase single-family homes. For borrowers with little or no cash, it’s ideal since no down payment and no funds are needed for closing.

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