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FHA Loan

Available to all buyers, FHA Loan Programs are designed to help creditworthy, low to moderate income families who do not meet requirements for conventional loans.

Program Highlights

  • 3.5% down payment

  • Program allows for 6% seller contributions

  • A 100% gifted down payment is allowed

  • Maximum loan amount of $472,030

  • Repair escrow allowed up to $500

​An FHA Loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance in case the borrower defaults on his or her loan obligations.

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